Tuesday, July 9, 2013

*HOT* Save On Health Care Costs!




As you know, I am always looking for ways to save my family money.  I was recently in a car accident, and our health insurance through my husband's work was good, but just didn't give me all the savings I was happy with.  I searched for supplemental savings and came across this really great company called Ameriplan.  I like them a lot because they even cover pre-existing conditions.  After a lot of research, I signed up for the Ameriplan Healthcare.  Plans start at just $14.95 per month.  This is what I get for $49.95 per month and it covers my entire household:




Physician:
  • No waiting period.
  • No pre-authorization for treatment required.
  • No paperwork.
  • Instant savings.
  • Specialists included (Where available).
  • Most ongoing medical problems are included.
  • Cosmetic surgery is included (Where available)
  • No age limit.
  • You can change physicians.
    AmeriDoc
  • Access to a Physician, when you need it most
  • Around the Clock Physician Access, for the entire family
  • Convenient Quality Care, is only a click or a call away


  • It's like having a doctor in the family.
  • Call or email a physician 24 7, without long waits at the doctor's office
  • Obtain information, recommendations, and prescription medication, when appropriate
  • Store and share your medical history and personal health records
  • No enrollment periods, insurance forms, or denials based on preexisting conditions
Ancillary Services:
  • Physical therapy.
  • Laboratory procedures.
  • Imaging centers.
  • Hearing services.
  • Mental health services.
  • Diabetic supplies.
Hospital Advocacy:
Should you need to be hospitalized, and the anticipated charges will exceed $2,500.00, an advocate will be assigned to negotiate the best possible fees for the hospital services. There is a three-day waiting period from the active date of your membership to utilize this program.

Podiatry Services:
Foot and ankle specialists provide comprehensive management, through medical or surgical methods, of a wide variety of problems that affect foot and ankle function.

The AmeriPlan® Dental Plus program gives you immediate savings on Dental, Vision, Prescription, and Chiropractic services.  It costs $14.95 per month for individual, and $19.95 per month for your entire household!

No paperwork, no insurance companies to deal with.
  • Toll-free number to locate independent and chain-participating network providers.
  • No waiting period before you can use the Program.
  • No limits to the number of visits.
Dental
  • Choose from almost 30,000 dental providers in the AmeriPlan network.
  • 25% to 80% savings on dental procedures performed by a Program dentist.
  • Special savings on specialist work such as braces, oral surgery, root canals, gum treatment and children's dentistry.
  • All ongoing dental problems are accepted except for orthodontic treatment in progress.
Vision
  • More than 12,000 optical providers nationwide including most national chains such as LensCrafters, Pearle Vision, Sears and JC Penney.
  • Save 20% to 60% on all frames, lenses, tints, scratch-resistant coatings and ultra-violet protection.
  • Save from 10% to 55% on ophthalmology eye exams and LASIK surgery with certain providers in selected markets.
  • Special savings on replacement contact lenses from 10% to 40% including daily wear, extended wear, disposable, tinted, bifocals and gas permeable.*
  • Save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
  • 30-Day unconditional money-back guarantee on all merchandise.
Prescription
  • More than 56,000 retail pharmacy locations across the country**, including most national chain pharmacies, such as CVS, Wal-mart, Target and Walgreens participate in the AmeriPlan program.
  • Save 10%-85% on most brand name and generic prescription drugs***
  • Save on over the counter medications, smoking cessation aids and diabetes supplies***
  • Special savings on most high-volume and maintenance-type drugs.****
  • Most prescription drugs are included both at the retail pharmacy and by mail order.
  • No cost prescriptions - You may qualify for AmeriPlan's Prescription Advocacy Program.
Chiropractic
  • 30%-50% savings on chiropractic care through our network of more than 7500 private chiropractors.
  • Free initial consultation.
  • 50% savings on diagnostic services and x-rays (if necessary).
  • 30% savings on treatments and most other services.




Ameriplan has been mentioned on Good Morning America and ABC News as one of the best ways to save money on health care nationwide!  CLICK HERE to watch the segment yourself!

On a personal note, I was able to save over $2500 on my medical bills and prescriptions related to my accident, that our insurance wouldn't pay.  For me, the plan paid for itself for several months, and then some!

*My Rocky Mountain Mommy was not compensated in any way for this review.  It is my personal review for services I have used!



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